What is the number one factor impacting real estate appreciation? Many assume that it's the economy. It goes without saying that mortgage rates, unemployment, job growth, government programs and some other national determinants have a definite effect on your property's value. But the most influential things that determine your home's value depend on the local Stockton economy and housing market.

Access to services - Being close to schools, work and amenities like shopping, restaurants and entertainment is important to many families and will greatly influence home values. So those areas often appreciate, or hold their value consistently, year to year.

Recent sales - Your real estate agent should provide you with information on the recent real estate sales in the regions that you're asking about. You'll want to know average time on market, selling versus listing price and more.

Appreciation history - Have house prices increased or decreased over the past 5-10 years? Is the area believed to be desirable because of its location or affordability?

Local economy - Is there a good combination of business in an area, or does it rely on just one industry? Have companies moved into or away from an area? Are local companies hiring? These items play a part.